Debt Counselling London

Debt counselling can help those who are buried under a serious amount of debt and need the help of a professional to create a plan for getting out from under that debt. Continue reading to learn more about debt counselling and get information on local companies and providers that will help you in your search.

Credit & Financial Protection Services
020 76127757
24 Bloomsbury Sq
Westminster
Key 2 Recoveries Ltd
020 74042121
18 19 Jockeys Fields
Westminster
Money Advice Trust
020 7489 7796
21-26 Garlick Hill
London
Consumer Credit Counselling Service
0800 1381111
173-175, Cleveland St
City of Westminster
My Capital Credit Ltd
087 0389 8877
14-18 Mayfair House Heddon Street
London
Ramsey Lomax
080 0881 8308
27 Old Gloucester
London
The ECU Group Plc
020 72451010
73 Brook St
Westminster
Victorstone Financial Ltd
020 75549955
86 Plender Street
Westminster
R V Narayan Associates
020 7631 7818
120 New Cavendish St
London
Gamble & Spencer Ltd
020 7409 0989
12 Old Bond Street
London

Debts & Loans

Debts & Loans

Most of us have some level of debt, maybe a credit card, loan or overdraft. When you have a job these debts will generally be manageable as you have a regular income to keep up with the payments. If you lose your job and your regular income disappears it can easily slip out of control. How do you keep a handle on your debt?

  • Don't ignore the problem. It won't disappear. The longer you leave it, the worse it gets. Immediately get in touch with your creditors and explain your situation. If you don't want to speak to them directly then write to them.
  • Check if you have payment protection insurance to cover any debts. If you aren't sure then check with the company that lent you the money. In addition make sure you are claiming any state benefits or tax credits that you are entitled to. Find out at Jobcentre Plus .
  • Make a plan. Tackle priority debts first. These should be your mortgage or rent and essentials such as gas, electricity and food. Work out how much you can afford to pay your creditors and show them your calculations - they can be surprisingly helpful when they have the information they need.

  • Carefully consider your situation and take advice before you borrow more money - this is just creating a bigger pile of debt.
  • If you have to attend court for unpaid debts make sure you fill in the paperwork promptly, correctly and fully disclose any facts. Always attend court when requested but remember it is almost unheard of for people to go to prison for not paying their credit card bill.

If you are struggling to cope with your debt there are several organisations that can offer both practical and emotional support.

If you need a cash loan of up to 750 then try PaydayUK

The Citizen's Advice Bureau can help you talk to creditors and make a plan for repaying your debts.

National Debtline provide free, confidential, independent advice on how to deal with debt problems.

Get your free Experian credit report online and see the information lenders see.

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